@font-face{font-family:Sora Variable;font-style:normal;font-display:swap;font-weight:100 800;src:url(/assets/sora-latin-ext-wght-normal-CawQDOvP.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Sora Variable;font-style:normal;font-display:swap;font-weight:100 800;src:url(/assets/sora-latin-wght-normal-DdqRvwsR.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Instrument Sans;font-style:normal;font-display:swap;font-weight:400;src:url(/assets/instrument-sans-latin-ext-400-normal-Q_nF8v4l.woff2) format("woff2"),url(/assets/instrument-sans-latin-ext-400-normal-r32jotim.woff) format("woff");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Instrument Sans;font-style:normal;font-display:swap;font-weight:400;src:url(/assets/instrument-sans-latin-400-normal-DRC__1Mx.woff2) format("woff2"),url(/assets/instrument-sans-latin-400-normal-D1W7dsQl.woff) format("woff");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Instrument Sans;font-style:normal;font-display:swap;font-weight:500;src:url(/assets/instrument-sans-latin-ext-500-normal-CTEe1bJa.woff2) format("woff2"),url(/assets/instrument-sans-latin-ext-500-normal-CAxz3nsc.woff) format("woff");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Instrument Sans;font-style:normal;font-display:swap;font-weight:500;src:url(/assets/instrument-sans-latin-500-normal-Dk9ku72i.woff2) format("woff2"),url(/assets/instrument-sans-latin-500-normal-Z6ESRlEs.woff) format("woff");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Instrument Sans;font-style:normal;font-display:swap;font-weight:600;src:url(/assets/instrument-sans-latin-ext-600-normal-BsaQcF38.woff2) format("woff2"),url(/assets/instrument-sans-latin-ext-600-normal-DMks36a2.woff) format("woff");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Instrument Sans;font-style:normal;font-display:swap;font-weight:600;src:url(/assets/instrument-sans-latin-600-normal-B7fBEWYG.woff2) format("woff2"),url(/assets/instrument-sans-latin-600-normal-B9e8oLYv.woff) format("woff");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--ink: #14213d;--ink-soft: #5a6478;--paper: #f6f7f9;--surface: #ffffff;--surface-2: #eef1f5;--line: #e2e6ec;--brand: #2c4a6e;--brand-deep: #14213d;--brand-wash: #e9eef5;--accent: #b23a48;--accent-wash: #f8e7e9;--danger: #9b2335;--danger-wash: #f9e4e7;--strip-1: #ffffff;--strip-2: #9fb7d6;--strip-3: #5f84b3;--strip-4: #c9d6e8;--radius-s: 8px;--radius-m: 14px;--radius-l: 22px;--font: "Instrument Sans", system-ui, -apple-system, "Segoe UI", sans-serif;--display: "Sora Variable", "Sora", system-ui, sans-serif;--rail-w: 248px;--tab-h: 64px;color-scheme:light}@media (prefers-color-scheme: dark){:root{--ink: #e8edf5;--ink-soft: #9aa6ba;--paper: #0d1526;--surface: #152036;--surface-2: #1b2842;--line: #26344f;--brand: #7fa3d1;--brand-deep: #c6d6ec;--brand-wash: #1c2b47;--accent: #e0707c;--accent-wash: #3a1d26;--danger: #f08d98;--danger-wash: #3a1d26;color-scheme:dark}}*{box-sizing:border-box}html,body,#root{height:100%}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.5 var(--font);-webkit-font-smoothing:antialiased}a{color:var(--brand-deep)}h1,h2{line-height:1.2;margin:0 0 .5em}h1{font-size:1.75rem;font-weight:700;letter-spacing:-.01em}h2{font-size:1.05rem;font-weight:600;margin-top:1.75rem}:focus-visible{outline:3px solid var(--brand);outline-offset:2px;border-radius:4px}.num,.amt,.balance-amount,.table td.num{font-variant-numeric:tabular-nums}.muted{color:var(--ink-soft)}.small{font-size:.85rem}.dim{opacity:.55}.pos{color:var(--brand-deep)}.empty{color:var(--ink-soft);background:var(--surface);border:1px dashed var(--line);border-radius:var(--radius-m);padding:1rem 1.1rem}.logo{display:inline-flex;align-items:center;gap:.5rem;color:var(--ink);text-decoration:none}.logo svg{display:block}.logo-word{font-weight:800;letter-spacing:-.02em;font-size:1.15rem;line-height:1}.logo-word .fi{color:var(--accent)}.logo-lg .logo-word{font-size:2.4rem}.logo-sub{font-weight:500;color:var(--ink-soft);font-size:.9rem;margin-left:.25rem}.demo-banner{background:var(--ink);color:#eef1f5;font-size:.85rem;padding:.5rem 1rem;text-align:center}.field{display:flex;flex-direction:column;gap:.35rem;font-size:.9rem;font-weight:500}.field input,.field select,.reverse-form input{font:inherit;font-weight:400;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-s);padding:.6rem .7rem;min-height:44px}.amount-input{display:flex;align-items:center;border:1px solid var(--line);border-radius:var(--radius-s);background:var(--surface);padding-left:.7rem}.amount-input input{border:0;flex:1;font-variant-numeric:tabular-nums}.amount-input:focus-within{outline:3px solid var(--brand);outline-offset:2px}.amount-input input:focus-visible{outline:none}.stack{display:flex;flex-direction:column;gap:.9rem}.stack>p{margin:0}.btn{font:inherit;font-weight:600;min-height:44px;padding:.55rem 1.1rem;border-radius:var(--radius-s);border:1px solid var(--brand);background:var(--surface);color:var(--brand-deep);cursor:pointer}.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover:not(:disabled){background:var(--brand-deep)}.btn:disabled{opacity:.55;cursor:default}.btn-row{display:flex;gap:.6rem;flex-wrap:wrap}.link-btn{font:inherit;background:none;border:0;color:var(--brand-deep);text-decoration:underline;cursor:pointer;padding:.25rem}.back{display:inline-block;margin-bottom:1rem;font-size:.9rem}.back:before{content:"‹ "}.notice{border-radius:var(--radius-s);padding:.65rem .8rem;font-size:.92rem}.notice-error{background:var(--danger-wash);color:var(--danger)}.notice-ok{background:var(--brand-wash);color:var(--brand-deep)}.inline-error{color:var(--danger);font-size:.85rem;margin-left:.5rem}.balance{display:flex;flex-direction:column;gap:.45rem}.balance-available{display:flex;align-items:baseline;gap:.5rem}.balance-amount{font-size:1.5rem;font-weight:700;letter-spacing:-.02em}.balance-lg .balance-amount{font-size:2.6rem}.balance-caption{color:var(--ink-soft)}.balance-track{display:flex;height:10px;border-radius:999px;overflow:hidden;background:var(--line)}.balance-lg .balance-track{height:16px}.balance-fill{background:var(--brand)}.balance-held{background:repeating-linear-gradient(135deg,var(--accent) 0 4px,#c9767a 4px 8px)}.balance-legend{display:flex;justify-content:space-between;gap:1rem;font-size:.85rem;color:var(--ink-soft);flex-wrap:wrap}.legend-held{color:var(--accent);font-weight:600}.start{min-height:100%;display:grid;place-items:center;padding:2rem 1rem}.start-inner{max-width:640px}.start h1{font-size:2.4rem;margin-top:1rem}.start p{color:var(--ink-soft);max-width:60ch}.start-choices{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:2rem}.choice{display:flex;flex-direction:column;gap:.4rem;padding:1.25rem;text-decoration:none;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m)}.choice strong{font-size:1.1rem;color:var(--brand-deep)}.choice span{color:var(--ink-soft);font-size:.92rem}.choice:hover{border-color:var(--brand)}.member-frame{max-width:520px;margin:0 auto;min-height:100%;background:var(--paper)}.member-brand{display:flex;align-items:center;gap:.55rem;padding:1rem 1.25rem;font-weight:700}.member-brand .link-btn{margin-left:auto;font-weight:500}.member-tabs{display:flex;gap:.1rem;padding:0 .75rem;border-bottom:1px solid var(--line);overflow-x:auto}.member-tabs a{white-space:nowrap;padding:.7rem .6rem;text-decoration:none;color:var(--ink-soft);font-weight:600;border-bottom:3px solid transparent}.member-tabs a.active{color:var(--ink);border-color:var(--brand)}.member-main{padding:1.5rem 1.25rem 3rem}.member-title{font-size:2rem;margin-bottom:.15rem}.member-main>.muted:first-of-type{margin-top:0}.explain{color:var(--ink-soft);font-size:.92rem;max-width:60ch;margin:1rem 0}.pick-list{list-style:none;padding:0;margin:1.25rem 0 0;display:flex;flex-direction:column;gap:.5rem}.pick{width:100%;text-align:left;font:inherit;color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:.9rem 1rem;min-height:56px;align-items:center}.pick:hover{border-color:var(--brand)}.family-row{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:.9rem 1rem}.account-list{list-style:none;padding:0;margin:1.5rem 0 0;display:flex;flex-direction:column}.account-row{display:block;padding:1.1rem 0;color:inherit;text-decoration:none;border-top:1px solid var(--line)}.account-list li:last-child .account-row{border-bottom:1px solid var(--line)}.account-head{display:flex;justify-content:space-between;margin-bottom:.35rem}.account-name{font-weight:600}.account-row:hover .account-name{color:var(--brand-deep);text-decoration:underline}.benefits-teaser{display:block;color:inherit;text-decoration:none;margin-top:2rem;padding:1.1rem 1.2rem;border-left:4px solid var(--brand);background:var(--brand-wash);border-radius:0 var(--radius-m) var(--radius-m) 0}.benefits-teaser h2{margin-top:0}.benefits-teaser p{margin:0;font-size:.92rem}.section-h{font-size:.95rem;color:var(--ink-soft);font-weight:600}.txn-list{list-style:none;padding:0;margin:0}.txn{display:flex;justify-content:space-between;gap:1rem;padding:.8rem 0;border-bottom:1px solid var(--line)}.txn .amt{font-weight:600;white-space:nowrap}.txn.pending .amt{color:var(--accent)}.admin{min-height:100%;display:flex;flex-direction:column}.admin-body{display:flex;flex:1;min-height:0}.admin-side{width:240px;flex-shrink:0;background:var(--ink);color:#dfe4ea;padding:1.25rem 1rem;display:flex;flex-direction:column;gap:1rem}.admin-brand{font-weight:700;color:#fff;display:flex;gap:.55rem;align-items:center}.admin-side nav{display:flex;flex-direction:column;gap:.15rem}.admin-side nav a{color:#c8d0da;text-decoration:none;padding:.5rem .65rem;border-radius:var(--radius-s)}.admin-side nav a.active{background:#ffffff1a;color:#fff}.side-clock{font-size:.85rem;margin:0}.side-clock.overridden{color:#e3a9ab}.side-switch{color:#c8d0da;font-size:.85rem;margin-top:auto}.admin-main{flex:1;padding:1.75rem 2rem 3rem;min-width:0}.admin-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:2rem;align-items:start}.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:1.1rem 1.2rem 1.25rem}.panel h2{margin-top:0}.panel h2~h2{margin-top:1.5rem}.panel h2+.btn,.panel>.btn{margin-bottom:.75rem}.record-head{margin-bottom:1rem}.record-head .muted{margin-top:0}.admin-balance{max-width:520px;margin-top:1rem}.lede{color:var(--ink-soft);max-width:70ch}.table{width:100%;border-collapse:collapse;font-size:.92rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);overflow:hidden}.table th{text-align:left;font-weight:600;color:var(--ink-soft);background:var(--paper)}.table th,.table td{padding:.55rem .75rem;border-bottom:1px solid var(--line)}.table .num{text-align:right;white-space:nowrap}.table td:first-child{white-space:nowrap}.table tfoot td{font-weight:700;border-bottom:0}.row-actions{display:inline-flex;gap:.25rem}.rel-list{list-style:none;padding:0;margin:0}.rel-list li{display:flex;justify-content:space-between;align-items:center;padding:.55rem 0;border-bottom:1px solid var(--line)}.picked{display:flex;justify-content:space-between;align-items:center;background:var(--brand-wash);padding:.55rem .7rem;border-radius:var(--radius-s);font-weight:400}.suggest{list-style:none;margin:0;padding:0;border:1px solid var(--line);border-radius:var(--radius-s);background:var(--surface)}.suggest button{width:100%;text-align:left;font:inherit;font-weight:400;background:none;border:0;padding:.55rem .7rem;cursor:pointer}.suggest button:hover{background:var(--brand-wash)}.segmented{display:flex;border:1px solid var(--line);border-radius:var(--radius-s);overflow:hidden;margin-bottom:1rem}.segmented button{flex:1;font:inherit;font-weight:600;background:var(--surface);border:0;padding:.55rem;cursor:pointer;color:var(--ink-soft)}.segmented button+button{border-left:1px solid var(--line)}.segmented button.on{background:var(--brand);color:#fff}.journal{display:flex;flex-direction:column;gap:1rem;max-width:900px}.jcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m)}.jcard header,.jcard footer{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:.8rem 1rem}.jcard footer{border-top:1px solid var(--line);padding:.5rem 1rem}.jcard.reversed{opacity:.75}.taccount{display:grid;grid-template-columns:1fr 1fr;border-top:2px solid var(--ink);margin:0 1rem}.taccount>div{padding:.5rem 0 .75rem}.taccount>div:first-child{border-right:2px solid var(--ink);padding-right:1rem}.taccount>div:last-child{padding-left:1rem}.t-head{font-size:.8rem;font-weight:700;color:var(--ink-soft);margin-bottom:.25rem}.t-line{display:flex;justify-content:space-between;gap:1rem;font-size:.9rem;padding:.15rem 0}.status{font-size:.8rem;font-weight:700;padding:.2rem .55rem;border-radius:999px;background:var(--brand-wash);color:var(--brand-deep)}.status-reversed{background:var(--accent-wash);color:#7a2e31}.reverse-form{display:flex;gap:.5rem;padding:0 1rem 1rem;flex-wrap:wrap;align-items:center}.reverse-form input{flex:1;min-width:200px}.checks{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:1rem}.check{background:var(--surface);border:1px solid var(--line);border-left:5px solid var(--brand);border-radius:var(--radius-m);padding:.9rem 1rem;display:flex;flex-direction:column;gap:.3rem}.check span{color:var(--ink-soft);font-size:.9rem}.check strong{font-variant-numeric:tabular-nums}.check.pass strong:before{content:"✓ ";color:var(--brand)}.check.fail{border-left-color:var(--danger)}.check.fail strong:before{content:"✗ ";color:var(--danger)}@media (max-width: 900px){.admin-body{flex-direction:column}.admin-side{width:auto;flex-direction:row;flex-wrap:wrap;align-items:center}.admin-side nav{flex-direction:row;flex-wrap:wrap}.side-switch{margin-top:0}.admin-main{padding:1.25rem 1rem 3rem}.admin-grid,.checks{grid-template-columns:1fr}.table{display:block;overflow-x:auto}}@media (max-width: 560px){.start-choices,.taccount{grid-template-columns:1fr}.taccount>div:first-child{border-right:0;border-bottom:1px solid var(--line);padding-right:0}.taccount>div:last-child{padding-left:0}}.capacity{margin:1.25rem 0 .5rem}.slots{display:flex;gap:.4rem;flex-wrap:wrap}.slot{width:28px;height:28px;border-radius:50%;border:2px dashed var(--brand);background:transparent}.slot.used{border-style:solid;background:var(--brand)}.capacity-line{margin:.6rem 0 .1rem;font-size:1.05rem}.benefit-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.6rem}.benefit{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:.85rem 1rem}.benefit.owned{border-left:4px solid var(--brand)}.benefit.shared{border-left:4px dashed var(--brand)}.benefit p{margin:.3rem 0 0}.benefit-top{display:flex;justify-content:space-between;align-items:center;gap:.75rem}.applies{font-size:.85rem;font-weight:500}.applies.yes{color:var(--brand-deep)}.applies.no{color:var(--ink-soft)}.market-group h3{font-size:.9rem;font-weight:600;margin:1.25rem 0 .5rem}.btn-small{min-height:36px;padding:.3rem .9rem;font-size:.9rem}.tag{font-size:.8rem;font-weight:600;color:var(--brand-deep);background:var(--brand-wash);padding:.15rem .55rem;border-radius:999px}.rate-line{margin:1rem 0 0;padding:.75rem .9rem;background:var(--brand-wash);border-radius:var(--radius-s)}.rate-line p{margin:.25rem 0 0}.quote-box{margin-top:.75rem;font-size:.9rem}.quote-box ul{padding-left:1.1rem;margin:.4rem 0}.subh{font-size:.95rem;margin:1.25rem 0 .5rem}.panel .table{margin-top:.75rem}.panel select{font:inherit;padding:.45rem .6rem;border:1px solid var(--line);border-radius:var(--radius-s);min-height:36px}.history{padding-left:1.1rem;margin:0;font-size:.9rem}.history li{margin-bottom:.3rem}.share-line{display:flex;flex-wrap:wrap;gap:.4rem;align-items:center;margin-top:.5rem;font-size:.85rem}.share-line p{width:100%}.value-card{margin:1.5rem 0 0;padding:1rem 1.1rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m)}.value-card h2{margin:0;font-size:.95rem;color:var(--ink-soft)}.value-total{font-size:2rem;font-weight:700;margin:.2rem 0;font-variant-numeric:tabular-nums}.value-card ul{list-style:none;padding:0;margin:0}.value-card li{display:flex;justify-content:space-between;font-size:.9rem;padding:.2rem 0}.panel .btn+.btn{margin-top:.5rem}.loan-summary{display:flex;justify-content:space-between;font-size:.95rem;margin-top:.35rem}.quote-card{margin-top:1.25rem;padding:1rem 1.1rem;border:1px solid var(--line);border-radius:var(--radius-m);background:var(--surface);display:flex;flex-direction:column;gap:.75rem}.quote-card p{margin:0}.quote-numbers,.loan-hero{display:flex;gap:2rem}.quote-numbers div,.loan-hero div{display:flex;flex-direction:column}.quote-numbers strong,.loan-hero strong{font-size:1.6rem;font-variant-numeric:tabular-nums}.loan-hero{margin:.75rem 0 1rem}.facts{display:grid;grid-template-columns:1fr 1fr;gap:.75rem 1.5rem;margin:1rem 0 1.5rem}.facts div{display:flex;flex-direction:column}.facts dt{font-size:.8rem;color:var(--ink-soft)}.facts dd{margin:.1rem 0 0;font-weight:600;font-variant-numeric:tabular-nums}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.admin-side .logo-word{color:#fff}.admin-side .logo-word .fi{color:#e3a9ab}.admin-side .logo-sub{color:#aeb8c6}.admin-side .logo svg rect{stroke:#ffffff59;stroke-width:1.5}.stat-row{display:flex;gap:.75rem;margin:1rem 0}.stat{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:.75rem 1rem;min-width:120px;font-size:.85rem;color:var(--ink-soft)}.stat span{display:block;font-size:1.6rem;font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums}.stat.bad span{color:var(--danger)}.chip{font:inherit;font-size:.85rem;border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:.25rem .8rem;cursor:pointer}.chip.on{background:var(--brand);border-color:var(--brand);color:#fff}.error-text{color:var(--danger)}.mono{font-family:ui-monospace,SFMono-Regular,Consolas,monospace;font-size:.78rem;word-break:break-word}.statements{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:1rem}.stmt{margin-bottom:.75rem}.stmt-h{font-weight:600;font-size:.85rem;color:var(--ink-soft);margin:.5rem 0 .25rem}.stmt-line,.stmt-total{display:flex;justify-content:space-between;font-size:.9rem;padding:.15rem 0}.stmt-total{border-top:1px solid var(--line);font-weight:600;margin-top:.2rem;padding-top:.3rem}.updates{margin-top:1.5rem}.update-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.5rem}.update-list li{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:.7rem .9rem}.update-list li.unread{border-left:4px solid var(--accent)}.update-list p{margin:.2rem 0}.group{border:1px solid var(--line);border-radius:var(--radius-m);padding:.75rem 1rem 1rem;margin:0;display:flex;flex-direction:column;gap:.75rem}.group legend{font-weight:600;font-size:.9rem;padding:0 .35rem}.two-col{display:grid;grid-template-columns:1fr 2fr;gap:.75rem}.demo-knob{font-size:.9rem;color:var(--ink-soft)}.demo-knob summary{cursor:pointer}.decision{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:1.1rem;display:flex;flex-direction:column;gap:.6rem}.decision-h{margin:0;font-size:1.35rem}.decision p{margin:0}.reasons{margin:0;padding-left:1.1rem;font-size:.92rem}.pick-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.45rem}.pick-list label,.agree{display:flex;gap:.6rem;align-items:flex-start;font-size:.92rem;cursor:pointer}.pick-list input,.agree input{margin-top:.25rem;width:18px;height:18px;accent-color:var(--brand)}.apply-page{min-height:100vh}.apply-header{padding:1rem 1.25rem;border-bottom:1px solid var(--line);background:var(--surface)}.apply-header a{text-decoration:none}.app-split{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:1.25rem;align-items:start}.app-detail h2{margin-top:0}.table tr.selected td{background:var(--brand-wash)}.table tbody tr{cursor:pointer}@media (max-width: 1100px){.app-split{grid-template-columns:1fr}}.quote-numbers{flex-wrap:wrap;gap:.75rem 1.5rem}.decision .quote-numbers strong{font-size:1.35rem}h1,h2,h3,.greeting,.member-title{font-family:var(--display);letter-spacing:-.02em}.btn,.btn-primary{border-radius:999px}.btn-primary{background:var(--brand-deep);border-color:var(--brand-deep)}@media (prefers-color-scheme: dark){.btn-primary{color:#0d1526}.btn{background:var(--surface);color:var(--ink);border-color:var(--line)}}.app{min-height:100vh;display:grid;grid-template-columns:var(--rail-w) minmax(0,1fr)}.app-main{padding:2rem clamp(1rem,3vw,2.5rem) 3rem;max-width:1120px;width:100%}.rail{position:sticky;top:0;height:100vh;display:flex;flex-direction:column;gap:1.5rem;padding:1.5rem 1rem;background:var(--surface);border-right:1px solid var(--line)}.rail-logo{padding:0 .5rem;text-decoration:none}.rail-nav{display:flex;flex-direction:column;gap:.25rem}.rail-nav a{display:flex;align-items:center;gap:.75rem;padding:.65rem .75rem;border-radius:var(--radius-s);color:var(--ink-soft);text-decoration:none;font-weight:500}.rail-nav a:hover{background:var(--surface-2);color:var(--ink)}.rail-nav a.active{background:var(--brand-wash);color:var(--brand-deep);font-weight:600}.rail-foot{margin-top:auto;display:flex;align-items:center;gap:.6rem;padding:.5rem}.rail-name{font-weight:600;flex:1}.avatar{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--brand-deep);color:#fff;font-family:var(--display);font-weight:600}.icon-btn{background:none;border:0;color:var(--ink-soft);width:40px;height:40px;border-radius:50%;display:grid;place-items:center;cursor:pointer}.icon-btn:hover{background:var(--surface-2);color:var(--ink)}.topbar,.tabbar{display:none}.greeting{font-size:clamp(1.5rem,2.6vw,2rem);margin:0 0 1.25rem}.home-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:2rem;align-items:start}.home-side{display:flex;flex-direction:column;gap:1.25rem;position:sticky;top:2rem}.home-side .benefits-teaser,.home-side .updates{margin-top:0}.money-strip{background:linear-gradient(160deg,#1b2c4f,#14213d 70%);color:#fff;border-radius:var(--radius-l);padding:1.5rem 1.6rem 1.25rem;display:flex;flex-direction:column;gap:.35rem}.ms-label{font-size:.9rem;color:#b8c6dc}.ms-total{font-family:var(--display);font-size:clamp(2.2rem,5vw,3.1rem);font-weight:600;letter-spacing:-.03em;font-variant-numeric:tabular-nums;line-height:1.1}.ms-bar{display:flex;height:10px;border-radius:999px;overflow:hidden;background:#ffffff1f;margin:.9rem 0 .4rem;gap:2px}.ms-bar span{display:block;height:100%}.ms-bar .ms-held{background:repeating-linear-gradient(135deg,#e0707c 0,#e0707c 6px,#b23a48 6px,#b23a48 12px)}.ms-legend{display:flex;flex-wrap:wrap;gap:.35rem 1rem;font-size:.82rem;color:#c9d4e6}.ms-legend i{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:.4rem;vertical-align:0}.ms-legend i.held{background:#e0707c}.quick-actions{display:grid;grid-template-columns:repeat(4,1fr);gap:.5rem;margin:1.25rem 0 .5rem}.quick-actions a{display:flex;flex-direction:column;align-items:center;gap:.45rem;text-decoration:none;color:var(--ink);font-size:.85rem;font-weight:500;padding:.5rem .25rem;border-radius:var(--radius-m)}.quick-actions a:hover{background:var(--surface-2)}.qa-icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--brand-wash);color:var(--brand-deep)}.row-list{list-style:none;margin:0;padding:0;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);overflow:hidden}.row-list li+li{border-top:1px solid var(--line)}.row{display:flex;align-items:center;gap:.75rem;padding:.95rem 1.1rem;color:inherit;text-decoration:none;min-height:64px}.row:hover{background:var(--surface-2)}.row-main{display:flex;flex-direction:column;flex:1;min-width:0}.row-title{font-weight:600}.row-sub{font-size:.85rem;color:var(--ink-soft)}.row-amt{font-family:var(--display);font-weight:600;font-variant-numeric:tabular-nums;font-size:1.05rem}.row-chev{color:var(--ink-soft);flex-shrink:0}.hold-note{color:var(--accent)}.section-h{font-size:1rem;margin:1.75rem 0 .6rem;color:var(--ink)}.panel,.benefit,.decision,.quote-card,.value-card,.update-list li,.stat,.benefits-teaser{background:var(--surface);border-color:var(--line);border-radius:var(--radius-m)}.benefits-teaser{border:1px solid var(--line)}input,select,textarea{background:var(--surface);color:var(--ink);border-color:var(--line)}@media (max-width: 899px){.app{display:block;padding-bottom:calc(var(--tab-h) + env(safe-area-inset-bottom))}.rail{display:none}.topbar{display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:20;padding:calc(.6rem + env(safe-area-inset-top)) 1rem .6rem;background:color-mix(in srgb,var(--paper) 88%,transparent);-webkit-backdrop-filter:saturate(1.4) blur(10px);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}.topbar a{text-decoration:none}.tabbar{display:grid;grid-template-columns:repeat(5,1fr);position:fixed;bottom:0;left:0;right:0;z-index:20;height:calc(var(--tab-h) + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);background:var(--surface);border-top:1px solid var(--line)}.tabbar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.2rem;text-decoration:none;color:var(--ink-soft);font-size:.72rem;font-weight:500}.tabbar a.active{color:var(--brand-deep)}.tabbar a.active svg{stroke-width:2.4}.app-main{padding:1.25rem 1rem 2rem}.home-grid{grid-template-columns:1fr;gap:1.25rem}.home-side{position:static}.money-strip{border-radius:var(--radius-m)}}@media (prefers-reduced-motion: reduce){*{transition:none!important;animation:none!important}}@media (prefers-color-scheme: dark){.money-strip{background:linear-gradient(160deg,#22365d,#182744 70%);border:1px solid #2c3f63}.qa-icon{background:var(--surface-2);color:var(--brand-deep)}}.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:.75rem;margin:1rem 0 1.5rem}.kpi{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:1rem 1.1rem;display:flex;flex-direction:column;gap:.3rem}.kpi span{font-size:.85rem;color:var(--ink-soft)}.kpi strong{font-family:var(--display);font-size:1.6rem;font-variant-numeric:tabular-nums;letter-spacing:-.02em}.kpi:first-child{background:var(--brand-deep);border-color:var(--brand-deep)}.kpi:first-child span{color:#b8c6dc}.kpi:first-child strong{color:#fff}.dash-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:1rem}.dash-grid .panel .row-list{border:0}.dash-grid .subh{margin-top:0}@media (prefers-color-scheme: dark){.kpi:first-child{background:#22365d;border-color:#2c3f63}}.start-inner{max-width:860px}.start-choices{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:.75rem}.choice{border-radius:var(--radius-m)}.auth-page{min-height:100vh;display:grid;place-items:center;padding:calc(1.5rem + env(safe-area-inset-top)) 1rem 1.5rem}.auth-card{width:100%;max-width:420px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-l);padding:2rem 1.75rem;display:flex;flex-direction:column;gap:1rem}.auth-card h1{margin:.5rem 0 0;font-size:1.6rem}.demo-creds code,.panel code{background:var(--surface-2);padding:.05rem .35rem;border-radius:4px}.flow-page{min-height:100vh}.flow-header{padding:calc(.9rem + env(safe-area-inset-top)) clamp(1rem,4vw,2.5rem) .9rem;border-bottom:1px solid var(--line);background:var(--surface)}.flow-header a{text-decoration:none}.flow-main{max-width:1080px;margin:0 auto;padding:2rem clamp(1rem,4vw,2.5rem) 4rem}.flow-main h1{font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 1rem}.stepper{list-style:none;display:flex;gap:.5rem;padding:0;margin:0 0 1.75rem;counter-reset:step}.stepper li{flex:1;font-size:.85rem;color:var(--ink-soft);padding-top:.6rem;border-top:4px solid var(--line);counter-increment:step}.stepper li:before{content:counter(step) ". "}.stepper li.done{border-top-color:var(--brand);color:var(--ink)}.stepper li.now{border-top-color:var(--accent);color:var(--ink);font-weight:600}.flow-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:2rem;align-items:start}.flow-form{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-l);padding:clamp(1.1rem,3vw,1.75rem)}.flow-form .decision{border:0;padding:0}.flow-aside{position:sticky;top:1.5rem;background:var(--surface-2);border-radius:var(--radius-l);padding:1.25rem 1.35rem}.flow-aside h3{margin:0 0 .5rem;font-size:1rem}.flow-aside h3+.facts{margin-top:.5rem}.flow-list{margin:0 0 1rem;padding-left:1.1rem;font-size:.92rem;display:flex;flex-direction:column;gap:.35rem}.flow-actions{display:flex;gap:.75rem;justify-content:flex-end}.two-col.even{grid-template-columns:1fr 1fr}.tier{display:inline-block;font-size:.72rem;font-weight:700;padding:.12rem .55rem;border-radius:999px;vertical-align:.1em;font-family:var(--font);letter-spacing:0}.tier-premium{background:var(--brand-deep);color:#fff}.tier-plus{background:var(--brand-wash);color:var(--brand-deep)}.tier-essential{background:var(--surface-2);color:var(--ink-soft);border:1px solid var(--line)}.picker{display:flex;flex-direction:column;gap:.75rem}.picker-group h4{margin:.25rem 0 .4rem;font-size:.9rem}.pick-list label.locked{opacity:.5;cursor:not-allowed}.tier-rows{display:flex;flex-direction:column;gap:.5rem}.tier-row{display:grid;grid-template-columns:90px 1fr;align-items:center;gap:.75rem}@media (prefers-color-scheme: dark){.tier-premium{background:#c6d6ec;color:#0d1526}}@media (max-width: 899px){.flow-grid{grid-template-columns:1fr;gap:1rem}.flow-aside{position:static;padding:1rem}.flow-main{padding-top:1.25rem}.flow-actions{position:sticky;bottom:0;padding:.75rem 0 calc(.75rem + env(safe-area-inset-bottom));background:var(--surface)}.flow-actions .btn{flex:1}.stepper li{font-size:.75rem}.two-col.even{grid-template-columns:1fr}}.rule-note{background:var(--surface-2);border-left:3px solid var(--accent);padding:.55rem .75rem;border-radius:0 var(--radius-s) var(--radius-s) 0}.section-row{display:flex;align-items:baseline;justify-content:space-between}.section-row .link-btn{display:inline-flex;align-items:center;gap:.25rem}.ring{flex-shrink:0}.pocket-dot{width:40px;height:40px;border-radius:50%;background:var(--brand-wash);flex-shrink:0}.new-pocket{margin-bottom:.75rem}.seg{display:inline-flex;background:var(--surface-2);border-radius:999px;padding:4px;margin:0 0 1.25rem}.seg button{border:0;background:none;font:inherit;font-weight:500;padding:.45rem 1rem;border-radius:999px;color:var(--ink-soft);cursor:pointer;min-height:40px}.seg button.on{background:var(--surface);color:var(--ink);box-shadow:0 1px 2px #14213d1f}.input-row{display:flex;gap:.5rem}.input-row input{flex:1}.perk-rate{margin-top:.35rem;color:var(--ink)}.premium-yes{color:var(--brand-deep);font-weight:600}.filters{display:grid;grid-template-columns:2fr repeat(4,1fr);gap:.5rem;margin:1rem 0}.filters input,.filters select{font:inherit;padding:.45rem .6rem;border:1px solid var(--line);border-radius:var(--radius-s);min-height:38px}.filters .btn{align-self:stretch}.perk-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:.75rem}.perk-now{font-family:var(--display);font-size:1.8rem;font-weight:600;margin:.4rem 0 .1rem}.meter{display:inline-block;width:140px;height:8px;background:var(--surface-2);border-radius:999px;overflow:hidden;vertical-align:middle}.meter span{display:block;height:100%;background:var(--brand)}.meter span.hot{background:var(--accent)}@media (max-width: 1100px){.filters{grid-template-columns:1fr 1fr}}.rail-choice-unused{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}.rail-choice label{display:flex;flex-direction:column;gap:.15rem;padding:.8rem .9rem;border:1.5px solid var(--line);border-radius:var(--radius-m);cursor:pointer;background:var(--surface)}.rail-choice label.on{border-color:var(--brand-deep);background:var(--brand-wash)}.rail-choice input{position:absolute;opacity:0}.rail-choice em{font-style:normal}.tag.bad{background:var(--danger-wash);color:var(--danger)}.settings-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:1rem;margin-bottom:5rem}.settings-grid .subh{margin-top:0}.setting{padding:.55rem 0;border-top:1px solid var(--line)}.setting:first-of-type{border-top:0}.setting label{display:flex;justify-content:space-between;align-items:center;gap:1rem;font-weight:500;font-size:.92rem}.setting input:not([type=checkbox]){width:150px;font:inherit;padding:.4rem .55rem;border:1px solid var(--line);border-radius:var(--radius-s);text-align:right}.setting input[type=checkbox]{width:20px;height:20px;accent-color:var(--brand)}.setting p{margin:.2rem 0 0}.save-bar{position:fixed;left:240px;right:0;bottom:0;display:none;gap:.6rem;padding:.75rem 1.5rem;background:var(--surface);border-top:1px solid var(--line);box-shadow:0 -4px 16px #14213d14;z-index:30}.save-bar.show{display:flex}.save-bar input{flex:1;font:inherit;padding:.45rem .6rem;border:1px solid var(--line);border-radius:var(--radius-s)}.module{margin-bottom:.9rem}.provider-list{list-style:none;padding:0;margin:.6rem 0 0}.provider-list>li{border-top:1px solid var(--line);padding:.6rem 0}.provider-row{display:flex;justify-content:space-between;align-items:center;gap:.75rem;flex-wrap:wrap}.provider-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:.6rem;margin-top:.6rem;padding:.75rem;background:var(--surface-2);border-radius:var(--radius-s)}.provider-form .btn{justify-self:start}.status-native{background:var(--brand-wash);color:var(--brand-deep)}.status-working{background:#e3f2e8;color:#1f6b3a}.status-template{background:var(--surface-2);color:var(--ink-soft);border:1px solid var(--line)}.ok-text{color:#1f6b3a}@media (max-width: 899px){.save-bar{left:0;flex-wrap:wrap}}.ask-fab{position:fixed;right:1.25rem;bottom:1.25rem;z-index:40;display:inline-flex;align-items:center;gap:.45rem;border:0;border-radius:999px;padding:.75rem 1.15rem;background:var(--brand-deep);color:#fff;font:inherit;font-weight:600;box-shadow:0 8px 24px #14213d40;cursor:pointer}.ask-panel{position:fixed;right:1.25rem;bottom:1.25rem;z-index:45;width:min(420px,calc(100vw - 2rem));height:min(660px,calc(100vh - 2.5rem));display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--line);border-radius:20px;box-shadow:0 24px 64px #14213d47;overflow:hidden;animation:ask-in .18s ease-out}@keyframes ask-in{0%{opacity:0;transform:translateY(8px) scale(.98)}to{opacity:1;transform:none}}.ask-head{display:flex;align-items:center;gap:.65rem;padding:.85rem .9rem .85rem 1rem;border-bottom:1px solid var(--line)}.ask-title{display:flex;flex-direction:column;flex:1;line-height:1.2}.ask-avatar{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(140deg,#2c4a6e,#14213d);color:#fff;flex-shrink:0}.ask-avatar.sm{width:26px;height:26px;margin-top:2px}.ask-avatar.done{background:#1f6b3a}.dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--ink-soft);margin-right:.2rem;vertical-align:1px}.dot.on{background:#2f9e5b;box-shadow:0 0 0 3px #2f9e5b2e}.ask-body{flex:1;overflow-y:auto;padding:1rem;display:flex;flex-direction:column;gap:.9rem;scroll-behavior:smooth}.ask-hello{font-family:var(--display);font-size:1.15rem;font-weight:600;margin:.25rem 0 .35rem}.ask-label{font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft);margin:1rem 0 .4rem}.chips{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.6rem}.chips .chip{text-align:left;line-height:1.3;padding:.45rem .8rem;font-size:.85rem}.chip.ghost{background:transparent}.chips.follow{margin:-.3rem 0 0 2.1rem}.msg{display:flex;gap:.55rem;align-items:flex-start}.msg.user{justify-content:flex-end}.msg.user .bubble{max-width:82%;padding:.6rem .85rem;border-radius:18px 18px 4px;background:var(--brand-deep);color:#fff;line-height:1.45;white-space:pre-wrap;overflow-wrap:anywhere}.msg-body{flex:1;min-width:0;padding-top:.15rem}.msg-note{margin:.4rem 0 0;font-size:.75rem;color:var(--ink-soft)}.typing{display:inline-flex;gap:4px;padding:.75rem .85rem;background:var(--surface-2);border-radius:14px}.typing span{width:7px;height:7px;border-radius:50%;background:var(--ink-soft);animation:blink 1.2s infinite ease-in-out}.typing span:nth-child(2){animation-delay:.15s}.typing span:nth-child(3){animation-delay:.3s}@keyframes blink{0%,80%,to{opacity:.25;transform:translateY(0)}40%{opacity:1;transform:translateY(-2px)}}.proposal{margin-top:.7rem;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:var(--surface)}.proposal-head{display:flex;gap:.6rem;align-items:center;padding:.7rem .8rem;background:var(--brand-wash)}.proposal-head>span:last-child{display:flex;flex-direction:column}.proposal-icon{width:30px;height:30px;border-radius:9px;display:grid;place-items:center;background:var(--surface);color:var(--brand-deep);flex-shrink:0}.proposal-rows{margin:0;padding:.4rem .8rem}.proposal-rows div{display:flex;justify-content:space-between;gap:1rem;padding:.35rem 0;font-size:.9rem;border-bottom:1px solid var(--line)}.proposal-rows div:last-child{border-bottom:0}.proposal-rows dt{color:var(--ink-soft)}.proposal-rows dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;text-align:right}.proposal-actions{display:flex;justify-content:flex-end;gap:.5rem;padding:.6rem .8rem;border-top:1px solid var(--line)}.ask-input{display:flex;align-items:center;gap:.5rem;margin:0 .75rem .25rem;padding:.3rem .3rem .3rem .9rem;border:1px solid var(--line);border-radius:999px;background:var(--surface)}.ask-input:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-wash)}.ask-input input{flex:1;border:0;outline:none;font:inherit;background:transparent;color:var(--ink);min-height:36px}.send-btn{width:36px;height:36px;border-radius:50%;border:0;display:grid;place-items:center;background:var(--brand-deep);color:#fff;cursor:pointer}.send-btn:disabled{background:var(--line);color:var(--ink-soft);cursor:default}.ask-foot{margin:0;padding:.35rem 1rem .7rem;font-size:.72rem;color:var(--ink-soft);text-align:center}.md{line-height:1.55;color:var(--ink);overflow-wrap:anywhere}.md>:first-child{margin-top:0}.md>:last-child{margin-bottom:0}.md p{margin:0 0 .6rem}.md-compact p{margin-bottom:.45rem}.md strong{font-weight:650;color:var(--ink)}.md ul,.md ol{margin:.2rem 0 .6rem;padding-left:1.2rem}.md li{margin:.2rem 0;padding-left:.15rem}.md li::marker{color:var(--brand)}.md .md-h{font-weight:650;margin:.8rem 0 .3rem}.md code{font-family:ui-monospace,Consolas,monospace;font-size:.85em;background:var(--surface-2);padding:.05rem .3rem;border-radius:4px}.md a{color:var(--brand)}.md blockquote{margin:.4rem 0;padding:.2rem .8rem;border-left:3px solid var(--line);color:var(--ink-soft)}.md-table{overflow-x:auto;margin:.4rem 0 .7rem}.md table{border-collapse:collapse;font-size:.88rem;width:100%}.md th,.md td{border-bottom:1px solid var(--line);padding:.35rem .5rem;text-align:left}.md th{font-weight:600;color:var(--ink-soft)}.md td:last-child{font-variant-numeric:tabular-nums}.tour{position:fixed;top:0;right:0;bottom:0;left:0;z-index:60;pointer-events:none}.tour-ring{position:fixed;border-radius:14px;box-shadow:0 0 0 4px var(--accent),0 0 0 9999px #0d152673;transition:all .25s ease}.tour-card{pointer-events:auto;position:fixed;left:50%;bottom:1.5rem;transform:translate(-50%);width:min(420px,calc(100vw - 2rem));background:var(--surface);border-radius:var(--radius-m);padding:1rem 1.1rem;box-shadow:0 12px 36px #14213d4d}.tour-card p{margin:.25rem 0 .6rem}.ask-journal{display:flex;gap:.5rem;align-items:center;margin:1rem 0 .25rem;flex-wrap:wrap}.ask-journal input{flex:1;min-width:260px;font:inherit;padding:.55rem .75rem;border:1.5px solid var(--brand);border-radius:999px}.task-form input,.task-form textarea{font:inherit;padding:.5rem .65rem;border:1px solid var(--line);border-radius:var(--radius-s);background:var(--surface);color:var(--ink)}.task-result{font-family:var(--font);font-size:.9rem;background:var(--surface-2);padding:.7rem;border-radius:var(--radius-s);max-height:320px;overflow:auto}.ai-brief{margin-bottom:1rem}@media (max-width: 899px){.ask-fab{bottom:calc(var(--tab-h) + env(safe-area-inset-bottom) + .75rem);right:.9rem}.ask-panel{right:0;left:0;bottom:0;width:100%;height:85vh;border-radius:var(--radius-l) var(--radius-l) 0 0}.tour-card{bottom:calc(var(--tab-h) + env(safe-area-inset-bottom) + .75rem)}}body[data-tour=on] .ask-fab{display:none}.error-page{max-width:520px;margin:15vh auto;padding:1.5rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m)}.error-inline{position:fixed;right:1rem;bottom:1rem;z-index:50;max-width:360px;padding:1rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);box-shadow:0 8px 24px #14213d33}.ask-fab{position:fixed}.fab-dot{position:absolute;top:6px;right:8px;width:9px;height:9px;border-radius:50%;background:var(--accent);border:2px solid var(--brand-deep)}.ask-clear{order:3;margin-right:.25rem}.ask-head .icon-btn{order:4}.open-actions{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.6rem}.open-btn{display:inline-flex;align-items:center;gap:.35rem;font:inherit;font-size:.85rem;font-weight:600;padding:.4rem .75rem;border-radius:999px;border:1px solid var(--brand);background:var(--brand-wash);color:var(--brand-deep);cursor:pointer}.open-btn:hover{background:var(--brand);color:#fff}.card-layout{display:grid;grid-template-columns:380px minmax(0,1fr);gap:2rem;align-items:start}.debit-card{position:relative;aspect-ratio:1.586;border-radius:18px;padding:1.2rem 1.3rem;color:#fff;display:flex;flex-direction:column;justify-content:space-between;background:radial-gradient(120% 140% at 100% 0%,#3a5f8f,#1b2c4f 45%,#14213d);box-shadow:0 18px 40px #14213d59;overflow:hidden}.debit-card:after{content:"";position:absolute;right:-40px;bottom:-60px;width:200px;height:200px;border-radius:50%;background:#b23a4859;filter:blur(2px)}.debit-card .logo-word{color:#fff}.debit-card .logo-word .fi{color:#f0a5ad}.dc-top,.dc-bottom{display:flex;justify-content:space-between;align-items:center;position:relative;z-index:1}.dc-kind{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:#c9d4e6}.dc-number{font-family:var(--display);font-size:1.3rem;letter-spacing:.08em;position:relative;z-index:1;font-variant-numeric:tabular-nums}.dc-label{font-size:.7rem;color:#b8c6dc;margin-right:.3rem;text-transform:uppercase}.dc-chip{font-size:.72rem;background:#ffffff24;padding:.2rem .55rem;border-radius:999px}.debit-card.frozen{filter:grayscale(.7) brightness(.9)}.dc-frozen{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);z-index:2;display:inline-flex;gap:.35rem;align-items:center;background:#ffffffeb;color:var(--brand-deep);font-weight:700;padding:.4rem .9rem;border-radius:999px}.freeze-toggle{width:100%;display:flex;gap:.75rem;align-items:center;text-align:left;margin:1rem 0;padding:.85rem 1rem;border:1px solid var(--line);border-radius:var(--radius-m);background:var(--surface);color:var(--ink);font:inherit;cursor:pointer}.freeze-toggle>span{display:flex;flex-direction:column}.freeze-toggle.on{border-color:#7fa3d1;background:#e8f1fb}.card-controls .chips{margin-bottom:.75rem}.switch-row{display:flex;justify-content:space-between;align-items:center;padding:.55rem 0;border-bottom:1px solid var(--line);font-weight:500}.switch-row input{width:42px;height:24px;-webkit-appearance:none;-moz-appearance:none;appearance:none;background:var(--line);border-radius:999px;position:relative;cursor:pointer;transition:background .15s}.switch-row input:after{content:"";position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:#fff;transition:transform .15s;box-shadow:0 1px 2px #0003}.switch-row input:checked{background:var(--brand-deep)}.switch-row input:checked:after{transform:translate(18px)}.reward{color:#1f6b3a;font-weight:600}.strike{text-decoration:line-through}.test-buy{margin-top:1rem}.test-buy summary{cursor:pointer}.test-buy .stack{margin-top:.6rem}.test-buy input,.test-buy select{font:inherit;padding:.45rem .6rem;border:1px solid var(--line);border-radius:var(--radius-s);background:var(--surface);color:var(--ink)}.card-empty{max-width:520px}@media (max-width: 899px){.card-layout{grid-template-columns:1fr;gap:1rem}}.card-controls .two-col.even{grid-template-columns:1fr;gap:.5rem}.mode-switch{display:flex;width:fit-content;gap:.25rem;margin:0 0 1rem;font-size:.88rem}.mode-switch button{border:1px solid var(--line);background:var(--surface);color:var(--ink-soft);font:inherit;padding:.35rem .8rem;border-radius:999px;cursor:pointer}.mode-switch button.on{border-color:var(--brand-deep);color:var(--brand-deep);font-weight:600;background:var(--brand-wash)}.guided{max-width:560px}.mini-steps{list-style:none;display:flex;gap:.35rem;padding:0;margin:0 0 1.25rem}.mini-steps li{flex:1;font-size:.72rem;color:var(--ink-soft);padding-top:.45rem;border-top:3px solid var(--line)}.mini-steps li.done{border-top-color:var(--brand)}.mini-steps li.now{border-top-color:var(--accent);color:var(--ink);font-weight:600}.question h2{font-family:var(--display);font-size:1.4rem;margin:0 0 .3rem}.question .stack{margin-top:1rem}.question>.stack>input{font:inherit;font-size:1.1rem;padding:.75rem .9rem;border:1.5px solid var(--line);border-radius:var(--radius-m);background:var(--surface);color:var(--ink)}.source-list,.when-list,.network-list{display:flex;flex-direction:column;gap:.5rem}.source,.when,.network{display:flex;align-items:center;gap:.75rem;padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:var(--radius-m);background:var(--surface);cursor:pointer}.source>span:nth-of-type(1),.when-main{flex:1;display:flex;flex-direction:column}.source.on,.when.on,.network.on{border-color:var(--brand-deep);background:var(--brand-wash)}.source input,.when input,.network input{position:absolute;opacity:0;pointer-events:none}.network.off{opacity:.5;cursor:not-allowed}.when-icon{width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:var(--surface-2);color:var(--brand-deep);flex-shrink:0}.when.on .when-icon{background:var(--surface)}.when-fee{font-weight:600;font-size:.9rem;white-space:nowrap}.when-fee.free{color:#1f6b3a}.review{margin:.25rem 0 0;border:1px solid var(--line);border-radius:var(--radius-m);overflow:hidden}.review div{display:flex;justify-content:space-between;gap:1rem;padding:.65rem .95rem;border-bottom:1px solid var(--line)}.review div:last-child{border-bottom:0}.review dt{color:var(--ink-soft)}.review dd{margin:0;text-align:right;font-weight:600}.review dd .muted{display:block;font-weight:400}.review dd.big{font-family:var(--display);font-size:1.2rem}.review .total{background:var(--surface-2)}.review.compact{margin:1rem 0}.quick-summary{margin:0;padding:.7rem .9rem;background:var(--surface-2);border-radius:var(--radius-s)}.receipt{max-width:520px;text-align:center;padding:1.5rem;border:1px solid var(--line);border-radius:var(--radius-l);background:var(--surface)}.receipt h2{font-family:var(--display);margin:.6rem 0 .25rem}.receipt .review{text-align:left}.receipt-icon{width:46px;height:46px;border-radius:50%;display:inline-grid;place-items:center;background:#e3f2e8;color:#1f6b3a}.receipt-icon.bad{background:var(--danger-wash);color:var(--danger)}.track{list-style:none;padding:0;margin:1.25rem auto 0;display:flex;flex-direction:column;gap:.6rem;text-align:left;max-width:340px}.track li{position:relative;padding-left:1.6rem;color:var(--ink-soft)}.track li:before{content:"";position:absolute;left:0;top:.3rem;width:12px;height:12px;border-radius:50%;border:2px solid var(--line);background:var(--surface)}.track li.ok{color:var(--ink)}.track li.ok:before{background:#2f9e5b;border-color:#2f9e5b}.track li.now{font-weight:600;color:var(--ink)}.track li.now:before{border-color:var(--accent);box-shadow:0 0 0 3px #b23a4826}.track li+li:after{content:"";position:absolute;left:5px;top:-.75rem;height:.9rem;border-left:2px solid var(--line)}@media (max-width: 899px){.guided .flow-actions{padding-right:96px}.guided .flow-actions .btn{flex:1}}.incoming{margin-bottom:1rem;border-color:var(--accent)}.progress{height:8px;background:var(--surface-2);border-radius:999px;overflow:hidden;margin:.5rem 0 .3rem}.progress span{display:block;height:100%;background:var(--brand);border-radius:999px}.split,.group{margin-bottom:.75rem}.split-people{list-style:none;margin:.4rem 0 0;padding:0}.split-people li{display:grid;grid-template-columns:1fr auto auto;gap:.75rem;align-items:center;padding:.4rem 0;border-top:1px solid var(--line);font-size:.92rem}.invite{display:flex;justify-content:space-between;align-items:center;gap:.75rem;flex-wrap:wrap;margin-bottom:.6rem;border-color:var(--brand)}.add-to-group{display:flex;gap:.6rem;align-items:flex-end;margin-top:.6rem;flex-wrap:wrap}.add-to-group .field{flex:1;min-width:180px;margin:0}.inv-line{display:grid;grid-template-columns:1fr 70px 110px;gap:.5rem}.inv-line input{font:inherit;padding:.5rem .6rem;border:1px solid var(--line);border-radius:var(--radius-s);background:var(--surface);color:var(--ink);min-width:0}.invoice-card h1{font-family:var(--display);font-size:2.2rem;margin:.2rem 0}.invoice-card .table{width:100%}.invoice-card .table td.num{text-align:right}.or-line{display:flex;align-items:center;gap:.75rem;color:var(--ink-soft);font-size:.8rem}.or-line:before,.or-line:after{content:"";flex:1;border-top:1px solid var(--line)}.passkey-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem}.center{text-align:center}.rail-name{color:inherit;text-decoration:none;display:flex;flex-direction:column;line-height:1.15}.rail-sub{font-size:.72rem;color:var(--ink-soft)}.panel .subh svg{vertical-align:-3px;margin-right:.25rem}.panel+.panel{margin-top:1rem}.merger-head{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem}.merger-head .lede{max-width:70ch}.phase-planning,.phase-federated{background:var(--brand-wash);color:var(--brand-deep)}.phase-converting{background:#fff3d6;color:#7a5300}.phase-complete{background:#e3f2e8;color:#1f6b3a}.progress.big{height:12px}.merger-tools{display:flex;justify-content:space-between;align-items:center;gap:.75rem;flex-wrap:wrap;margin:0 0 .75rem}.merger-table td{vertical-align:middle}.convert-btn{display:inline-flex;align-items:center;gap:.3rem}.converted-note{display:flex;gap:.8rem;align-items:flex-start;border-color:#8fc9a3;margin-bottom:1rem}.converted-note p{margin:.2rem 0 0}.rehearsal{margin-top:1rem}.legacy{border:1.5px dashed var(--line)}.legacy-banner{display:flex;gap:.6rem;align-items:flex-start;background:var(--brand-wash);border-radius:var(--radius-m);padding:.75rem .9rem;margin-bottom:.75rem}.iam-tools{display:flex;align-items:center;gap:.75rem;flex-wrap:wrap;margin:0 0 .9rem}.iam-tools .search{flex:1;min-width:220px;max-width:360px;font:inherit;padding:.55rem .8rem;border:1px solid var(--line);border-radius:999px;background:var(--surface);color:var(--ink)}.iam-tools .push,.push{margin-left:auto}.iam-table tr.clickable{cursor:pointer}.iam-table tr.clickable:hover td,.iam-table tr.clickable:focus td{background:var(--brand-wash)}.iam-table .row-sub{display:flex;gap:.4rem;align-items:center}.tag.custom{background:#eef0ff;color:#3b3f9a}.tag.sn{background:#e7f6f1;color:#146c55}.tag.warn{background:#fff3d6;color:#7a5300}.block{display:block}.drawer-backdrop{position:fixed;top:0;right:0;bottom:0;left:0;background:#0e162859;z-index:60}.drawer{position:absolute;top:0;right:0;bottom:0;width:min(460px,100vw);background:var(--surface);padding:1.4rem 1.4rem 2rem;overflow:auto;box-shadow:-18px 0 50px #0000002e}.drawer.wide{width:min(640px,100vw)}.drawer h2{margin:0 2rem .8rem 0}.drawer-x{position:absolute;top:1rem;right:1rem}.role-picker{display:grid;gap:.5rem}.role-opt,.perm-opt{display:flex;gap:.6rem;align-items:flex-start;border:1px solid var(--line);border-radius:var(--radius-s);padding:.55rem .7rem;cursor:pointer}.role-opt.on{border-color:var(--brand);background:var(--brand-wash)}.role-opt input,.perm-opt input{margin-top:3px;accent-color:var(--brand);width:16px;height:16px}.perm-opt{border:0;padding:.35rem 0}.perm-area{border:1px solid var(--line);border-radius:var(--radius-m);padding:.5rem .9rem .6rem;margin:0}.perm-area legend{font-weight:600;padding:0 .3rem;display:flex;gap:.6rem;align-items:center}.perm-summary{display:grid;gap:.5rem}.perm-summary ul{margin:.15rem 0 0;padding-left:1.1rem;font-size:.92rem}.secret{display:flex;gap:.7rem;background:#fff7e0;border:1px solid #f0d58a;border-radius:var(--radius-m);padding:.8rem .9rem;margin-bottom:1rem;color:#4a3800}.secret code{font-size:1rem;background:#fff;padding:.15rem .4rem;border-radius:4px}.secret code.token{display:block;margin-top:.4rem;word-break:break-all;font-size:.85rem}.danger-zone{display:flex;gap:.5rem;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:.9rem;margin-top:.4rem}.btn.danger{color:#9b1c2c;border-color:#e3a5ae}.role-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:.75rem}.role-card{text-align:left;display:flex;flex-direction:column;gap:.35rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-m);padding:.9rem 1rem;cursor:pointer;font:inherit;color:inherit}.role-card:hover{border-color:var(--brand)}.role-name{font-weight:700;display:flex;align-items:center;gap:.35rem}.steps-list{padding-left:1.2rem;margin:.6rem 0}.steps-list li{margin:.3rem 0}.no-access{max-width:640px}
